FRENCH mortgage - Interest rates - February 2010
| Fixed rates - repayment loan |
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Leaseback & Classic |
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Period |
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Rate * |
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Repay per €000 per month
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15 year |
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4.51% |
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€7.66
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20 year |
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4.76% |
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€6.47 |
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25 year |
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4.86% |
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€5.76 |
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| * Based on up to 70% loan amount. For loans greater than 70% please add 0.10% interest rate |
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| Variable rates - repayment loan ( with 1/-1 cap and collar) * |
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Leaseback & Classic |
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Period |
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Rate ** |
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Repay per €000 per month
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15 year |
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3.55% |
(2.55% / 4.55%) |
€7.17
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20 year |
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3.65% |
(2.65% / 4.65%) |
€5.88 |
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25 year |
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3.85% |
(2.85% / 4.85%) |
€5.20 |
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| * Cap/Collar means rate can only move either 1% or -1% of this rate over life of loan |
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| ** Based on classic and buy-to-let properties up to 80% loan amount. |
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| INTEREST ONLY |
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Leaseback & Classic |
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Period |
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Rate |
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Repay per €000 per month *
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Variable |
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2.95% |
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€2.46 |
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2 year fixed (70% LTV)
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4.55% |
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€3.63 |
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5 year fixed (70% LTV)
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5.35% |
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€4.46 |
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| * Interest only payment. The original loan must be repaid at the end of the interest only period |
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| Leaseback special 100% LTV (ex VAT) repayment loan ( with 1/-1 cap and collar) |
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Period |
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Rate |
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Repay per €000 per month
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15 year |
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4.25% |
(3.25% / 5.25%) |
€7.52
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20 year |
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4.35% |
(3.35% / 5.35%) |
€6.25 |
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25 year |
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4.60% |
(3.60% / 5.60%) |
€5.62 |
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French mortgages are available for Classic purchases, Leasebacks and buy-to-lets.
Mortgages are based on the borrowers ability to repay. Contact Oui Can Do today and we will be able to give you an "in-principle" indication of the loan amount you could be entitled to.
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